Trusted by over 400,000 with their insurance needs
Our service is rated ‘Excellent’ on Feefo
Over 2000 insurance specialists ready to support you
Boat Insurance
Whether you live on your boat or enjoy downtime travelling around the best of the UK’s inland waterways, our boat insurance has been created with you in mind.
- Towergate Insurance offers a range of features and benefits for Aquavista berth holders
- Aquavista is an introducer of Towergate Insurance.
- 20% discount when you buy or renew a boat insurance policy*.
Aquavista is an introducer of Towergate Insurance.
One of the UK's leading independent insurance brokers
Protecting your passion for boating
20% discount
When you buy or renew a boat insurance policy*.
No claims discount to recognise careful ownership
5% discount per year up to 25% discount for five years.
‘Marina ready’ - £5m liability cover
Except for employees and marine trade workers, fare paying passengers, water skiers, parascenders and divers.
Contents cover for a life on the water
Contents cover truly protects what you need for a life on the water.
Features of boat insurance
Contents cover for a life on the water
Includes cover for a wide range of items, includes the option to extend your policy to include personal possessions cover (and to specify items that are over our single article limit).
Optional Towergate breakdown cover
Provided by River Canal Rescue.
Cover for misfuelling
Up to £2000 per year (£500 limit for any one claim).
Boat Insurance FAQs
We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to the Insurance Product Information Document and policy wording, which are available during the quotation process.
Our boat insurance policies take into account a number of factors including the size, value and use of your craft. Find out more details below.
Our boat cover can be tailored to suit your needs, depending on the type of craft you have and what you will be using it for.
Although boat insurance is not a legal requirement in the UK, evidence of third party insurance is compulsory at most marinas, harbours and in recognised mooring areas. If you’re considering investing thousands of pounds in a boat, you’ll no doubt want to make sure you’ve got the right insurance cover in place to protect it.
Our boat insurance policies cover a variety of different risks, depending on the type of craft you have, its age and size, and how and where you use it. Therefore, it’s difficult to give an average cost.
The level of coverage you need will depends on a number of factors, particularly how and where you are intending to use your boat. Should you use your craft for more particular or competitive purposes, such as racing, you can add specialist cover to your policy.
It is always recommended that you check your policy documents for a comprehensive list of exclusions but typically boat insurance does not include cover for:
- Wear and tear
- Deliberate acts of negligence or recklessness
- Operating a boat under the influence of drugs or alcohol
- Individuals not wearing ‘kill-cords’ on crafts which require them, such as jet skis
Please see the page for your specific craft from the list to find more details:
Yes, we can offer up to 5% discount per year up to 25% discount for five years, with no claims protected in an Aquavista marina or if the loss occurs in a marina that is part of the freedom berthing scheme.
Claims
Should you need to make a claim, we have a dedicated team on hand to authorise repairs or agree payments, to get your claim settled as quickly as possible. You can get in touch to let us know about a claim 24/7. For more complex claims, a specialist handler will be assigned to manage the claim and lead you through the process.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team current claims on 0330 018 2292. From 1 Nov, new claims on *01273 863 450*, and explain exactly what happened
- Provide photos if requested to help us understand what happened as quickly as we can.
*20% discount will be applied to the premium, before Insurance Premium Tax and Customer Service Charge. Minimum premium of £100 for RIB and £75 for all other craft is applicable. The discount is not applicable on dinghies. Discount is only valid for Aquavista berth holders. Discount is subject to underwriting acceptance. Available to UK residents only.
Aquavista is an Introducer of Towergate Insurance.