Beauty therapist insurance to cover a wide range of treatments.
Policy includes a £5 million limit for public and product liability, and a £1 million limit for treatment liability
Cover provided within Great Britain, Northern Ireland, the Channel Islands and the Isle of Man.
Cover for a range of different treatments, including microdermabrasion and spray tanning.
Cover for working from home, in a salon or at a customer’s premises
Beauty therapist insurance gives you access to a 24-hour helpline which can provide instant impartial advice in the event of a potential claim against you.
Towergate's beauty therapist insurance package includes public and product liability, treatment liability, and legal expenses cover as standard. We can also provide cover for your business equipment: please speak to our advisers for more information.
Our policy includes cover for many different beauty therapy treatments, including skin care, waxing, spray tanning and microdermabrasion.
This product has been designed for self-employed individuals, who may work in a salon on a freelance basis, or who are mobile or work from home. (They are not suitable for members of staff directly employed by a salon on a new or existing agreement).
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
If you prefer to spread the cost of your annual premium, we offer a quick and easy direct debit scheme. When you choose to pay premiums in instalments, you will be paying under a Premium Finance plan. We will give you full details of the finance provider, and the additional cost of finance, when we provide you with your payment plan quotation. This will include the total payable, the number of monthly instalments and the cost of each, as well as the representative APR.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
You must hold the relevant certificates and qualifications for all professional treatments undertaken.
Full details of the policy terms and conditions are available on request. It is important to read your policy documents.
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Read more*54% of new business customers buying a basic beauty package paid this premium during Jan and Feb 2023. For comparison only, prices vary according to your circumstances and the type and level of cover you choose.