Pharmacy Insurance

Our pharmacy insurance policy includes building and contents cover for your shops, warehouses, fixtures, fittings and stock. We understand that during those winter months, it’s likely that supplies will increase as the demand for cold and flu remedies rise, which is why we can allow for up to a 50% increase in your seasonal stock for any three-month period in the year.

With Towergate you can receive protection for loss of money from your premises during business hours. It’s also a possibility that your stock will be moving in transit, so we also offer up to the same amount of protection if ever you are in transit. This also applies in the unfortunate event of assault happening to a member of staff whilst they are in possession of monies belonging to your business. For specific policy limits, please speak to your Towergate advisor.

If any of your pharmacy employees prove to be dishonest whilst working for you, our policy provides peace of mind. We offer cover against losses caused directly by theft or fraud committed by your employees, to help you get back on your feet. For specific policy limits, please speak to your Towergate advisor.

We can provide both employers' liability for your pharmacy's legal costs and expenses in defending prosecutions. We also offer global cover for UK employees that are working abroad. Our public and products liability protects you against legal liability including third-party injury and damage to your pharmacy's property.