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Schools Insurance
We provide a genuine education insurance broking service.
- We will recommend the most appropriate schools insurer for your needs
- Access to our market-leading health and wellbeing service
- UK-based support
One of the UK's leading independent insurance brokers
Why choose schools insurance with Towergate?
A range of specialist policies to assist your school
We can provide your school with a wide variety of policies and cover options.
Access to education sector experts
Dedicated schools insurance team with the knowledge and expertise to support you on all things insurance and risk related.
Cover for different types of education institutions
We can accommodate a range of education establishments including, but not limited to, local authority schools, academies, multi academy trusts and independent schools.
Access to a market-leading health and wellbeing service
Access to a 24/7 employee assistance programme (EAP) with counselling, physical health checks and helplines.
About schools insurance
Tailored schools insurance
We combine our expertise in risk management and professional advice to ensure that every school we speak to gets a tailored insurance review and a bespoke risk management programme.
Health, protection and employee benefits
Attractive healthcare packages are a great way of ensuring staff retention and attracting new staff. These packages provide added value for your employees and can be a relatively low outlay for employers. We can help with group private medical insurance, group medical income protection, group dental plans, key persons cover and more.
Independent school insurance specialists
We are insurance and risk management specialists to schools in the independent sector and have insurance professionals that work solely with independent schools. We understand the unique nature of your exposures and will work with you to design an insurance programme that accurately addresses and reflects your risks.
School staff absence insurance
As specialists in providing staff absence insurance, we are confident that we have a policy to meet your needs. We work with a range of education establishments across the sector including, primary, secondary, colleges, nurseries, special educational needs schools, academies and multi academy trusts.
Included with all of our policies is our Health and Wellbeing Hub to assist you with taking care of your staff and reducing absence.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0800 783 3500 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
School trips and travel insurance FAQs
We can provide your school with access to our market-leading health and wellbeing service, ‘Health and Wellbeing Hub’, which provides your staff with access to a 24/7 Employee Assistance Programme (EAP), structured telephone and face to face counselling, physical health checks and Occupational Health helplines.
Also included is Day One stress intervention, GP call back services, access to an online health portal and a useful app, My Healthy Advantage for your phone or tablet.
Public liability insurance provides cover against your legal liability to pay damages arising if a visitor to your business premises is injured on site, or if one of your employees injures a third party whilst working for you.
Professional indemnity insurance covers the legal liability of the policy holder for a breach of professional duty.
As an employer, you are required by law to have employers liability insurance. It is similar to public liability insurance but relates to damages arising out of accidental injury or job-related illness to your employees.
See our range of cover for schools and nurseries
School insurance articles and guides
27/05/2020
Cyber Crime in Schools: Increase Protection and Reduce Risk
Cyber crime is on the increase and schools can be particularly vulnerable. Read how you can help protect against this threat.
Read more21/10/2020
Five-Step Fire Risk Assessment for Schools
According to research conducted in September 2020 by Zurich, schools in England are twice as likely to suffer from a fire than other commercial buildings.
Read more26/11/2020
Dealing with Childhood Bereavement in Schools
Read information and guidance for supporting a child who is dealing with the death of a loved one or a member of their community.
Read more27/05/2020
Income Generation for Schools: Bidding for Grants
With budgets stretched, schools are pursuing new funding streams to support the delivery of the curriculum and provide enrichment opportunities for pupils.
Read more28/05/2020
Post-Lockdown: Moving Wellbeing and Resilience Up Your School Agenda
The Education Broker & Towergate support Mindfulness in Schools Project, a charity aiming to bring mindfulness to young people and those who care for them.
Read more05/10/2016
How to Reduce Teacher Stress and Absence
We surveyed over 1,000 teachers in the UK to find out how stressed they are and why they're so stressed. Read on for the results.
Read more