Restaurant Insurance

Yes, this is something we can cover, you’ll need to chat with the team to make sure it’s something we include when looking to find the most suitable policy for you.

Yes that’s fine, just let the team know you want to include property insurance when you run through the quote.

We need to know your turnover to assess the size of your business and ensure your business interruption insurance provides sufficient protection. Turnover under some policies is a rating factor and when calculating the premium and our assessment of the cover available.

If you are the owner of the building and require buildings insurance, then we will include the entire structure including flat under a building cover section of the restaurant policy With buildings cover this would include property owner’s liability, so slips and trips related to the building as a whole can be covered. It is down to the tenant of the flat above to arrange cover for their own goods/contents. For more information just talk through your circumstance with the team and they will aim to source the cover that fits.

Yes, from the moment you have accepted our quotation and we have confirmed your cover and set it up, you will be insured from that point on. We will then issue and email your policy documents over to you. These can be posted if you prefer.

We aim to be as competitive as possible first time providing great value being a combination of cover at the right price. In the event that you do find a cheaper alternative then speak to us, as we will approach the insurers and negotiate on your behalf as we seek to build long term relationships with o customers and will do what we can to save you money on your business insurance without reducing your cover.

Entertainment i.e. dancing or live music will always present a higher risk, but it does not necessarily mean that we cannot to accommodate this, we will just need to look to insurers that specialise in these activities. We have the right connections!

To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for spreading payment over ten months. Please visit our dedicated Direct Debit page to find out more.

We have provided a summary of the key features of the policy, above. For details of the terms and conditions applicable, please refer to your insurance product information document and policy wording, which are available during the quotation process.