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Motor Trade Insurance
Oyster Risk Solutions has considerable experience in arranging insurance solutions to meet the needs of the Motor Trade sector.
- Whether you are a traditional motor repair garage, a specialist body shop, a vehicle breakdown rescue and recovery specialist, or a motor dealership we’re the team to talk to.
- We have a firm understanding of the risks you face and the cover you need to protect your business.
- Whatever the size of your business, whatever your business activities, we’ll do all we can to arrange the right motor trade insurance to protect you and your vehicles – at the right price.
Why choose motor trade insurance with Oyster Risk Solutions?
All risks cover
Material damage ‘all risks’ cover for tools, equipment and other contents.
Specialist features
Including buildings, business interruption, goods in transit, loss of business money and employers and public liability cover.
Features also include
Defective workmanship, sales indemnity, wrongful conversion, legal expenses, engineering covers and road risks cover, loan or hire and MOT loss of licence.
Free tools valuation
We have teamed up with asset valuation company, Risk Assessment Information Services, to bring you a hassle-free, cost effective, asset management facility.
About motor trade insurance
Key features
We can arrange specialist Motor Trade Insurance for you with features that include:
- Material damage ‘all risks’ cover for tools, equipment and other contents
- Buildings
- Business Interruption
- Goods In Transit
- Loss of business money
- Employers & public liability
- Defective workmanship/sales indemnity
- Wrongful conversion
- Legal expenses
- Engineering covers
- Road risks cover
- Loan or hire
- MOT loss of licence
- Instalment payment facilities to assist your cash flow (subject to status)
Business assets valuation service
We have teamed up with asset valuation company, Risk Assessment Information Services, to bring you a hassle-free, cost effective, asset management facility. This service provides you with a full inventory and valuation of all your business assets, from nuts and bolts to machinery, tools and IT equipment.
Why is this important?
Knowing exactly what your business owns and how much it is worth, means you can be sure your insurance is adequate for your needs. It will help avoid the risk of only a partial claims settlement as a result of underinsurance.
If you are unlucky enough to suffer a loss, for example following a break in, you have a ready- made inventory to check exactly what’s been taken.
Who is the service aimed at?
Currently, Risk Assessment Information Services offers this facility to Motor Trade clients only.
How does it work?
Risk Assessment Information Services will send an auditor to your business to complete your inventory. This will take approximately half a day. The inventory can be conducted at a time that will cause minimum disturbance to your business.
What next?
For further details about the Asset Valuation Service, please contact either your local Oyster representative or the Oyster Customer Support Team.
With the survey complete, the auditor will give you a full copy of your inventory and a valuation report for insurance purposes.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0344 893 0014 and explain exactly what happened
- Provide photos if requested to help us understand what happened as quickly as we can.
