Landscapers Insurance
Landscapers insurance that grows with your business.
- Our policies provide your landscaping business and equipment with the protection you need when you are performing your landscaping, groundskeeping and maintenance duties.
- Public liability and equipment cover
- UK based support
Call us on 01482 330 300 or get a quote online.
One of the UK's leading independent insurance brokers
Why choose landscapers insurance with Towergate?
Standard cover
Cover for work at a depth of 2m and height up to 5m is included as standard.
Public liability cover
Public liability cover with popular limits of £1m, £2m, £5m and £10million available.
Equipment cover
'All risks’ cover included in our landscapers insurance to protect your equipment – from small hand tools to large ride-on mowers and everything in between.
About landscapers insurance
Protection for landscape gardener tools, equipment and machinery
We can provide cover for a range of landscaping equipment, including excavation machinery. This means you can feel confident in the knowledge that you are covered should you lose or damage your tools or machinery. (this excludes general wear and tear).
Liability cover for landscapers
As a landscaper you are likely to spend a lot of time working in public places. We can provide public liability cover from £1m up to £10m to protecting you for accidental loss, damage or injury caused to the general public and their property. We also offer employers' liability with limits up to £10m, meeting your legal requirements to ensure your staff are covered whilst working.
Landscape gardener cover for work at height and depth
Your job is likely to involve excavation, as well as working at heights and it is important that you are adequately covered in these instances. Our landscapers insurance includes automatic cover for work at a depth of up to 2m and a height of up to 5m, so you have peace of mind that you're covered for this work.
Additional extras for your landscapers insurance
We can build your landscapers insurance policy to suit you and your business needs. Additional covers include: personal accident, legal expenses and property cover. We also offer a bespoke landscape gardener insurance policy for larger businesses with a turnover in excess of £500,000.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
- Find your insurance documents and make sure you have all your information at hand, including your policy number.
- Call the claims team on 0344 892 1384 and explain exactly what happened.
- Provide photos if requested to help us understand what happened as quickly as we can.
Ready to get covered?
- Fill in our online quote form or call us
- Purchase your policy
- Relax - You're covered!
Landscapers insurance FAQs
Yes, we can provide landscapers insurance cover for commercial, public and domestic locations. This includes schools, hospitals, restaurants, commercial premises as well as private homes.
Yes, this can be covered on a public liability policy, subject to safety conditions and risk assessments being in place.
Yes. We can cover both types of landscaping employees for the same risks. It is vital that you declare how your workforce are employed, as this will affect how your risks are calculated.
Yes. We offer a bespoke landscapers business insurance product for companies with a turnover in excess of £500,000 which is designed to meet the needs of larger businesses with multiple employees. Speak to one of our advisers to find out more about this cover.
As with all insurance policies, there will be terms and conditions that will apply. We will supply you with full policy documents so that you can make an informed decision about the cover.
To help you spread the cost of your premiums, we offer a quick and easy direct debit scheme for payment. We can spread payments over 10 months.
If you would like to know more about our monthly payment option, please visit our dedicated Direct Debit page.
Read landscaper insurance articles
15/11/2017
Covering Contractors Under Employers' Liability Insurance
As an employer you will need employers’ liability insurance. Read how to ensure your policy covers all workers that require it.
Read more25/06/2024
Do I need a public liability insurance certificate?
A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.
Read more01/03/2024
Making Tax Digital for Businesses
Making Tax Digital (MTD) will affect all businesses and is a key element of the government’s plans to make it easier for businesses and individuals.
Read more17/03/2022
Securing Your Van and Tools - Keeping on Top of Van Security
Whether you work for a small business or you’re a sole trader, we know that keeping your van and its contents safe from criminals is a year-round concern.
Read more