Chauffeur Insurance

Passenger liability provides cover for a member of the public who is injured when they are in your vehicle, or when they are entering or exiting your vehicle. This cover is provided on every vehicle policy issued in the UK. Public liability provides cover for any member of the public who you are legally responsible for between your vehicle and any premises they are entering or exiting. Consider an airport drop off; if you’ve got your clients’ luggage out of your vehicle, you leave them unattended and a member of the public trips over them - you could be held liable for any resulting injuries or damage. Depending on your insurer, this cover may already be included, or may be available at an additional cost.

We offer a number of ways to pay for your premium, including credit facilities over 9, 10, 11 or 12 months (subject to an interest charge). Credit & Debit cards and cheques are also accepted for full or partial payment. Credit cards are subject to a 2.5% charge.

As your insurance is a commercial policy, no hire and reward policy issued in the UK or Gibraltar provides cover for driving other vehicles.

From an insurance perspective, your spouse can be named as an additional driver on any chauffeur/hire insurance policy, but you must let us know. Speak with the team for more information.

Insurers need to know about any accidents, incidents, or loss that you have been involved in on any motor policy within the last 5 years. This can include any policy where you were the policyholder, and a named driver was involved in an accident or incident that occurred whilst you were driving. You will also need to advise us of any claims involving fire, theft, malicious damage, or glass.