Niche medical indemnity policies designed specifically for dental nurses.
Overall service rating 4.6 / 5
Based on 4869 customer reviews
Our cover is designed to meet all requirements set by the General Dental Council (GDC).
Our dedicated team has 20 years of experience and are on hand to help you at every step.
Cover includes legal protection of up to £250,000 for investigations against you.
Our in-house dental nurse insurance claims handlers are available Monday to Friday between 9am and 5pm to support you.
This care insurance policy is designed to meet all requirements set out by the GDC and protects you for any of your services sitting chair-side to the dentist and within the scope of practice of GDC. If you operate outside the scope of these guidelines we will not be able to cover subsequent claims.
If you need to defend yourself, the policy provides up to £250,000 of cover if you are taken to a practice hearing by the GDC. Please be aware you must inform us as soon as you become aware of a GDC notification.
If you are already indemnified by your employer you may not have defence cover in the event of GDC investigation/hearing, we can offer this as a standalone policy. This will extend to cover you in the event of a GDC investigation/hearing.
It’s not just dental nurses working in practices who we can help. If you are a dental nurse who is qualified as a tutor, educator, assessor or moderator we are also able to help, just let us know when you call.
When you need to make a claim, we'll guide you through the process and get your claim settled as quickly as possible.
Depending on the circumstances, the insurer who provides the insurance on a claims-made basis up to the point when you stop practicing will offer you the option of purchasing ‘run-off’ cover. This provides you with peace of mind in the event of a claim being notified after you have ceased to practice or trade.
Whilst this decision is down to individual choice, we would strongly recommend that you make arrangements to be continuously protected for your past treatments or services.
If you are due to go on maternity leave, please contact us as soon as possible and we'll speak with the insurer for you. We may be able to arrange extended cover, but please remember that it is not advisable to cancel your insurance during this time.
You would need to check with your practice manager, as although it may provide you with an element of cover, we have found that this does not always cover for GDC disciplinary hearings which is a requirement of the GDC.
To meet GDC guidelines, you need either a Medical Defence Organisation membership, professional indemnity insurance (either held by you or your employer) or NHS indemnity. Full information can be found on the GDC website.
No, there are no policy excess applicable to our dental nurse insurance.
As we work on behalf of the insurer, we will require a completed proposal form to obtain an official quotation and once this has been acknowledged, you should receive a quotation within 24 hours.
Generally, we can provide a quotation within 24 hrs of an enquiry. Following your quotation and if you are happy to proceed, call us on 01438 739839 and we will set up your dental nurse insurance policy.
Yes - and be sure to include either a hand or electronic signature, as this will speed up the process.
Past history claims can be considered upon referral to our insurer.
Yes, we cover you as an individual, so you can work for multiple locations within the UK.
No, we cover you as an individual and therefore you do not need to notify us if you change practices. Please note, however, that we can only cover you to work within the UK.
The policy will provide protection to you for your extended duties within the GDC scope of practice for dental nurses, for example: sedation and implantology would be fine if you were able to provide proof of training and qualification, should the insurer require this.
All of our premiums are set by the insurer and are of a set rate for dental nurses. Our schedules, however, do not display our customer service charge for the administration of the policy. Please note that occasionally the insurer will assess a case individually, which could effect the premium.
Sorry, we cannot offer monthly Direct Debits on our medical indemnity for dental nurses insurance policy.
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