Bricklayers Insurance

Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).

It can cover you for most types of bricklaying work including

• New buildings or repairing old buildings

• In private and commercial properties

• Surveying or quoting

• Public contracts

• Working on site, including provision of ‘verification of insurance’ documents

• Options to add multiple trades and professions including carpentry or building.

The truth is that in essence, they are the same, it’s just that a bricklayers policy packaged with the right variation of standard and optional covers mean it can be tailored specifically to your industry. This way you get what you need, and don’t pay for what you don’t.

Some general policies could contain inadequacies that would leave your business uninsured in the event of a major loss. Therefore, protect your company with an industry-specific policy.

Bricklayers can risk legal action in respect of their liability for accidental personal injury or property damage arising from their activities. Potentially, the awards as a result of a successful claim can be substantial. Unfortunately, even the legal costs of defending the most spurious claim can cause severe financial hardship. This underlines the importance of insuring your business.

This is a legal requirement for nearly all UK businesses and offers similar cover – but for your employees. You need this cover if you employ anyone other than yourself or a family member, including full time, part time or temporary staff, contractors and even interns.

Yes, we can cover labour only sub-contractors, as well as PAYE staff for the same risks under your EL(Employers’ Liability) cover. it is very important to declare how your workforce are employed as this will affect how your risks are calculated.

This covers the equipment you use to perform your job.  Some bricklayers have their own equipment, some hire it and some a combination of both.  Once you calculate the amount your tools are worth and roughly how often you hire equipment your insurer or broker can then source you a policy that includes the right level.

If you leave your equipment in your van, on site even in your shed, as long as you can keep them locked, you can find cover for them.

We can cover your cement mixer whether it is on a trailer or in your van, on site or in transit. Asks us about tool and contractors all risks cover and we’ll get it covered on your policy (exclusions apply).

Contract works cover is to insure the value of your building contract.  This means that if an insured event such as fire or a storm damages a project or holds it up you can claim the costs on your policy.

To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.

If you bought your policy before 7^th June 2024, you can view all your documentation in your online portal here. If you purchased your policy on or after the 7^th June 2024, you can access your documents here.

For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.