Tutors and Teachers Insurance

Protecting private teachers and tutors in a challenging yet rewarding profession.

  • Tailored tutors and teachers insurance
  • Cover for home tutors
  • UK based support
Get a Quote

Towergate Insurance is working in partnership with Markel Direct. By clicking “Get a Quote”, you confirm you have read and understood the Towergate privacy policy and this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.

Towergate Insurance is working in partnership with Markel Direct. By clicking “Get a Quote”, you confirm you have read and understood the Towergate privacy policy and this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.

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Why choose tutors and teachers insurance?

People

Tailored tutors and teachers insurance

You can choose the options to add to your policy to suit your individual needs.

Liability

Civil liability cover for teachers

Civil liability insurance available on request.

Shield

Teachers and tutors laptop cover

Option to extend cover to insure laptops away from premises anywhere in the UK.

House

Home tutor insurance

Work from your premises or at the home of your student.

About tutors and teachers insurance

People

Specialist tutors and teachers policies

Specialist cover for a wide range of education professions, including school teachers, supply teachers, music teachers and private tutors.(Tutoring involving manual activities such as carpentry cannot be covered).

Document

Professional indemnity insurance for tutors

There are many scenarios where professional indemnity insurance can apply to private tuition. Negligence, breach of confidence and failure in professional duty to educate, are all covered under this section. If an element of the syllabus is missed or a client is unhappy with a grade, the policy provides support for your legal defence. 

House

Public liability for tutors

It's unlikely, but if, during the course of your tuition you are responsible for someone being injured or damage to their property, public liability cover for tutors would compensate the injured party. A small excess will apply.

Liability

Computer equipment

Equipment such as laptops can be insured simply by adding an extension to your policy. Not only will they be covered while you're teaching but also when you're away from your usual teaching premises. Please be aware, you should still take reasonable precaution to protect these items i.e. if your laptop is stolen whilst left unattended and unsecured in a public place, your claim will not be valid.

 

By clicking “Get a Quote”, this will take you to a Quote and Buy facility provided and operated by our business partner, Markel Direct.

When you need to make a claim, Markel Direct will guide you through the process and get your claim settled as quickly as possible.

  • Find your insurance documents and make sure you have all your information at hand, including your policy number.
  • Call the Markel Direct claims team on 0344 748 0173 and explain what has happened.
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Ready to get covered?

  • Get a quote online
  • Purchase your policy
  • Relax - You're covered!
Get a Quote

Tutors and teachers insurance FAQs

Markel Direct provide and administer this cover. Markel Direct is a trading name of Markel International Insurance Company Limited who is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority (Financial Services Register no. 202570).

This cover pays your legal defence costs and damages you are legally liable to pay to other parties for injury or damage caused by your business activities, products, or incorrect professional services, advice or designs.

Though it is not a legal requirement there are many reasons why insurance can be a worthwhile investment. Particularly to cover your professional liability as a tutor, if for example you were to miss part of the syllabus and a client were to take legal action against you, your policy could provide cover for legal costs and expenses.

Again, it’s not a legal requirement but can cover your professional and personal liability, as well as the equipment you use in the course of your work as a teacher (i.e. laptops). These may not be covered on your home insurance if they are for business use.

Public liability insurance for home tutors is designed to cover accidental injury to third parties and damage their property, caused by your negligence while tutoring. Though such an incident may seem unlikely, often claims related to public liability can be costly. Insurance will cover your legal defence costs in court, as well as awards you may need to pay to the third party. find out more.

Generally, yes for public liability, but we advise you to check with your home insurer to ensure that your household policy includes cover for visitors/students.

 

No, as long as you stick to restrictions imposed by law.

These policies cover tutoring for most subjects but do not cover practical and manual types of tutoring such as woodwork, science experimentation or metalwork. 

To help you spread the cost of your premiums, you can choose to spread payment over ten months with the Markel quick and easy Direct Debit scheme.

If you bought your policy before 5th June 2024, you can view all your documentation in your online portal here. If you purchased your policy on or after the 5th June 2024, you can access your documents here.

For details of the terms, exclusions and conditions applicable, please refer to the full policy documentation provided by Markel Direct which will be available during the quotation process.

Read more FAQs

Tutors and teachers insurance articles and guides

Managing Staff Absence as an Academy

Read suggestions on how to manage your staff absence as an academy.

Read more

Taking Care of Yourself and Your Staff

Stress management can be as simple as learning how to manage your own expectations, and adjusting your thoughts.

Read more

Do I need a public liability insurance certificate?

A public liability insurance certificate which offers a summary of your policy is a great way to show you’re covered and put your clients’ minds at ease.

Read more

What is the Difference Between Public Liability and Professional Indemnity Insurance?

What is the difference between public liability and professional indemnity insurance? We define PL and PI insurance to help you decide if your business needs them.

Read more